Supervised Insurance entities
Insurance & reinsurance companies
The insurance sector’s supervisory authority, ACAPS is in charge of monitoring the solvency of insurance and reinsurance companies, with the purpose of protecting the rights of policyholders and beneficiaries of insurance contracts
| ALLIANZ MAROC | |
| ATLANTA SANAD | |
| AXA ASSURANCE MAROC | |
| MUTUELLE CENTRALE MAROCAINE D’ASSURANCE (MCMA) | |
| ROYALE MAROCAINE D'ASSURANCE (RMA) | |
| SANLAM MAROC | |
| WAFA ASSURANCE |
| MUTUELLE AGRICOLE MAROCAINE D’ASSURANCE (MAMDA) | |
| CAT ASSURANCE ET RÉASSURANCE | |
| MUTUELLE D’ASSURANCES DES TRANSPORTEURS UNIS (MATU) |
| MAROCAINE VIE | |
| MUTUELLE ATTAMINE CHAABI |
| AFRICA FIRST ASSIST | |
| COVER EDGE | |
| MAROC ASSISTANCE INTERNATIONAL | |
| RMA ASSISTANCE | |
| WAFA IMA ASSISTANCE |
| COFACE MAROC | |
| EULER HERMES ACMAR | |
| SMAEX |
| AL MAGHRIBIA TAKAFUL | |
| TAAOUNIYATE TAAMINE TAKAFULI | |
| TAKAFULIA ASSURANCES | |
| WAFA TAKAFUL |
| ATLANTIC RE | BO - Changement de dénomination |
Insurance intermediaries
The distribution network is under the supervision of ACAPS. In this respect, ACAPS has the authority of supervising the network’s activities and operations, and the authority of granting or withdrawing of approval / authorization, but also the authority to sanction. The distribution network consists of insurance intermediaries (agents and brokers) and direct management offices reporting directly to the insurance and reinsurance companies:
- 2155 insurance intermediaries comprising 1625 agents and 530 brokers
- 1180 direct management offices
See the list of intermediaries Find an insurance intermediary
Payment service providers
The payment service providers authorized to present insurance transactions are :
- Wafa Cash
- Damane Cash
- Cash plus
- Morocco M2T Transaction Processing
- Barid Cash
- Al Filahi Cash
- Chari Money
- Wana Money
- Lana Cash
Bancassurance
The business of bancassurance is in turn practiced by banks, finance companies and microfinance associations.
Different banks are approved for submission of personal insurance, assistance and credit insurance operations in accordance with Article 306 of Law 17-99 of the Insurance Code.
The network of bancassurance is as follows :
- 10 banks authorized for submission of insurance operations, including 3 participative banks windows;
- 5 Participative banks for the presentation of insurance operations ;
- 3 licensed finance companies;
- 1 microcredit association
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Activité de la bancassurance - Exercice 2023
La note sur l'activité de la bancassurance est la synthèse réalisée sur la base des chiffres et données communiquées par le réseau de la bancassurance au titre de l'exercice 2023.
Rapport d’activité des entreprises d’assurance et de réassurance
Ce rapport a été établi à partir des états statistiques et comptables que les entreprises d’assurances et de réassurance sont tenues d’adresser, pour chaque exercice à l’ACAPS, conformément à la loi n°17-99 portant code des assurances promulguée par le dahir n° 1-02-238 du 25 rejeb 1423 (3 octobre 2002) telle qu’elle a été complétée et modifiée, et ses textes d’application.
