Social Welfare

Entities under the Authority’s supervision:

• Legal entities governed by public law practicing or managing retirement or pension operations subject to a specific legislation: basic pension schemes (civil pension plan and military pension plan managed by the Caisse Marocaine des Retraites (Moroccan Pension Fund), Régime Collectif d’Allocation de Retraite – RCAR (Collective Retirement Allowance Plan, Caisse Nationale de Sécurité Sociale (CNSS: (National Social Security Scheme);
• Private-sector bodies managing pension operations operating on the basis of a defined contribution and defined contribution and defined benefits (Mutual Pension Funds);
• Internal pension funds within public law bodies managing defined contribution and defined contribution and defined benefits plans;
• Bodies that manage basic Compulsory Health Insurance (Assurance Maladie Obligatoire AMO);
• Mutual insurance companies, except for those established within the Royal Armed Forces and Auxiliary Forces;
• The Caisse Nationale de Retraites et d’Assurances (National Pension and Insurance Fund - CNRA).

Furthermore, the Authority may subject to its supervision any person acting as an underwriter of a group insurance policy, without prejudice to any additional controls that are specific to the legislation to which such person is subject.