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In accordance with the provisions of Law No. 17-99 on the Insurance Code and the regulations adopted for its application, the profession of insurance intermediary is subject to a professional examination. Individuals wishing to exercise the profession of insurance intermediary must fulfill the following conditions:

1. To be of Moroccan nationality
2. To hold a degree issued by a national university or a diploma recognized as equivalent by the administration
3. Have completed a training period for a minimum continuous period of six (6) months or have at least two (2) years of professional experience within an insurance and reinsurance company or within the Supervisory Authority of Insurance and Social Welfare (ACAPS);
4. To succeed in the professional examination.

Documents and information for the application for approval of a bank:

• A request addressed to the President of ACAPS specifying the requested insurance operations as referred to in the 3rd paragraph of Article 306 of Law No. 17-99 on the Insurance Code;
• This request must be accompanied by the list of the agencies proposed to present the transactions according to the model provided for by the decree of Book IV of the said Code;
• The statutes of the bank.

Documents and information for the application for approval of a loan company: 

• A request addressed to the President of ACAPS accompanied by:
• The list of agencies proposed to present the insurance operations;
• The list of managers;
• The statutes of the loan company.

Documents and information for the application for approval of a micro credit association:

• A request addressed to the President of ACAPS specifying the requested insurance operations as referred to in the 3rd paragraph of article 306 of the law of the law n ° 17-99 relating to the insurance code; accompanied by;
• The list of agencies proposed to present the insurance operations;
• The statutes of the association.

Documents and information for the application for authorization of a direct management office of an insurance and reinsurance company:

• The complete address of the headquarters of the said office;
• The name and surname of the manager of this office, his/her level of education and his/her seniority in the insurance company;
• A certificate of work of the manager;
• A summary business plan containing a market study showing for the first three (3) years, the revenue and expenditure forecasts of the office to be opened.

Documents and information for the change of address request of a direct management office of an insurance and reinsurance company

• a request addressed to the President of ACAPS specifying the full address of the new office;
• In the event of a change of address in another city, a summary business plan containing a market survey showing for the first three (3) years, the revenue and expenditure forecasts of the office to be opened.

Documents and information for the request to replace a manager of a direct management office of an insurance and reinsurance company:

• A request addressed to the President of ACAPS stating:
• The name and surname of the manager of this office, his/her level of education and his/her seniority in the insurance company;
• a certificate of work of the manager;
• Professional experience of 3 months in the field of insurance.