Effective in September 2016, the parametric reform of the civil pension system focused on:

  • The age of retirement
  • The contribution rate
  • The annuity rate
  • The pension liquidation base
For several years, the public authorities have been engaged in a process of overall reform of the retirement sector within the framework of the National Commission (tripartite composition: Government- Trade Union-Management) chaired by the Head of Government. This commission validated a reform scheme based on two axes:
  • The two-phased system as a general framework for the overall reform of the sector which is based on the creation of a pole for the public sector and a pole for the private sector (which must ensure the extension of coverage to non- employees)
  • Urgent parametric reform of the civil pension scheme.
With regard to the second axis, draft laws reforming the civil pension system were adopted by Parliament and published in the Official Bulletin on 30 August 2016. This reform is essentially based on the following measures:
  • Gradual increase of the retirement age to 63 years at the rate of 6 months per year as of January 1, 2017
  • 4-year increase in the contribution rate from 20% to 28%
  • Widening of the pension liquidation base to the average salary of the last 8 years of actual service
  • Revision of the annuity rate of 2.5 to 2% for future benefits liquidated at the statutory retirement age and from 2 to 1.5% for early retirement as of January 1, 2017
  • Increase of the amount of the minimum pension from 1000 to 1200 in 2016, 1350 in 2017 and 1500 dirhams per month in 2018.
Two other draft laws were also adopted to raise the minimum pension amount from 1000 to 1500 DH per month for members of the Military Pension Scheme and the Régime Collectif d'Allocation de Retraite (RCAR).
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