Your rights and obligations

The rights of the retiree or future retiree differ according to the pension plan to which they’re affiliated. Depending on your pension plan, you have specific rights and obligations.


Types of Plans

Morocco's pension coverage is provided by six basic schemes and three supplementary schemes. The main existing pension schemes differ from each other in terms of their legal status, management methods, and resources and benefit arrangements.


Retirement Reform

Effective in September 2016, the parametric reform of the civil pension system focused on :


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